Carefree Retirement

– Finance Consultation –

Take care of your older self by setting up a thought-through retirement plan

Women in general earn less than men during their working lives. That’s bad enough as it is, but it also leads to a lower statutory pension in the end. Why? The statutory pension of Germany is based on the contributions paid throughout the working life. So most women end up getting less both in salary and in pension.

Very few people actually know how much money is really necessary to build one’s own pension and to live a carefree retirement. Or what options are out there to top up the statutory pension. Take part in this course and become one of them!

What is this consultation about?

We will take a look at where you are right now regarding your pension(s), including statutory pension(s), company pension and others

We will figure out how high your pension needs to be in order to maintain your lifestyle and what your monthly budget is to invest for your retirement

We will calculate how much pension you can expect based on today’s knowledge

We will create your personal retirement strategy to close your pension gap and live happily ever after

Carefree Retirement


3 sessions (60 to 90 mins each)
detailed analysis of your current situation
understandable explanation of what you have and how much pension it will result in
introduction to the different pension options out there & creating your personal pension strategy
personal support when setting up your pension investments plus aftercare

¹By clicking on this button you accept our Terms & Conditions

*Official pension options in Germany are run by insurance companies that usually sell their products with the help of licensed advisors. Most of our team members are licensed. When it comes to pensions and insurances, we collaborate with ERGO Lebensversicherung AG. This means the consultation is free of charge and done by one of our licensed insurance advisors, and a commission is paid to us when setting up a pension (or insurance).

Your expert

Hello! My name is Verena Metzler. I am the Head Financial Expert at FrauFUTURE. For the past 8 years, I have been educating women on improving their financial skills. I am licensed as a Tied Insurance Agent with ERGO, one of Germany’s largest and most trusted Insurance Companies, allowing me to advise you on your pension and certain insurances. I also passed the test for Financial Investment Specialist with the German Association of Chambers of Industry and Commerce (IHK) in November 2023

Together with Yvonne Bäldle-Agboton, I founded FrauFUTURE. Women of all ages and origins, women with smaller and bigger dreams, women with debts or without, women in life crisis and those on top of their career have come to our office. What they all have in common: the desire to finally start to take their financial future in their own hands.

Take care of the older you!

What our clients say about this

I wanted to do more with my money than just have it lying on my bank account. Verena explained everything and was super patient!

Becca M., Student

Very informative and detailed information on the different options and the German system itself.

Iwona H., Mother

I learned that numbers can be fun! Thank you so much for the down-to-earth and competent consultation!

Lara G., Social Media Expert & Campaigner

 FrauFUTURE wurde mir von einer Bekannten empfohlen und ich habe mich daraufhin bei Verena gemeldet. Der Kontakt war von Anfang an sehr herzlich und offen. Verena hat sich Zeit genommen, meine derzeitige finanzielle Situation zu verstehen, und hat daraufhin ein Konzept erarbeitet, das perfekt zu mir und meinen Wünschen passt. Sie hat sehr gewissenhaft, aufmerksam und planvoll gearbeitet. Ich konnte jederzeit Fragen stellen, um Sachverhalte besser zu verstehen. So konnte ich Chancen und Risiken gut abwägen und für mich gute Entscheidungen für meine finanzielle Zukunft treffen. Ich würde FrauFUTURE/Verena jederzeit weiterempfehlen!

Juilia S., HR Director

Got any questions?